Fees & Insurance

At Umbrella Collective we offer individual psychotherapy, couples therapy, and group therapy (for information on EMDR click here). All therapists charge independently based on experience and client needs.

Fees:

  • Initial Phone Consultation: Free (15 min)

  • Initial Assessment (Intake) Session: $150 - $200

  • Individual Therapy Session (45 to 60 minutes): $150 - $200

  • Couples/Relationship Therapy Session: $150 - $200

  • Group Therapy Session (60 to 90 minutes): $60 - $80

Insurances accepted:*

  • Aetna

  • Anthem

  • United

  • Carelon Behavioral Health

    • Kaiser Permanente RAE 2

    • Beacon Health Options

  • Medicaid

    • Colorado Community Health Alliance: RAEs 6 and 7

    • Colorado Access: RAEs 3 and 5

*While our biller and therapists work together to submit your insurance claims on your behalf, it is ultimately the responsibility of the client to confirm deductibles, co-pays, and/or any coinsurance due at time of services prior to services beginning. In addition, it’s the responsibility of the client to notify their therapist if they expect insurance coverage to be changing. Sessions conducted with no insurance will result in a full fee private pay charge.

Reduced Fee / Sliding Scale: In our efforts to provide accessible services in accordance with our social justice values, we do offer reduced-rates/sliding fee range based on financial need. We will work collaboratively with you to set a fee for services that meets both your needs and honors the clinical experience & expertise of our therapists. We do not ask for proof of income, but we do ask you to consider the below section when determining what you can pay.

Consider Paying Full Fee if you:

  • Have it in your capacity to sustain the costs and value of these services

  • You are able to comfortably meet all of your basic needs

  • You/your household have steady income that sustains you

  • Have investments, retirement accounts, or inherited money

  • Have access to family money and resources in times of need

  • Work part time by choice or are not employed by choice

  • Have multiple streams of income

  • Have a relatively high degree of earning power due to level of education, gender, and racial privilege, class background, etc.

Check your eligibility below to use out-of-network benefits for therapy!